Your First Home

Expert advice for aspiring homeowners
in New Zealand.

We provide expert guidance and tailored mortgage solutions to make your homeownership journey simple and stress-free

As a first home buyer, navigating the complexities of purchasing your dream home can feel overwhelming. That’s why we’re here to offer personalized support and mortgage solutions that fit your needs. From understanding the home loan process to securing the right finance, we make the journey smoother and less stressful, so you can focus on the excitement of owning your first home.

How We Help You Get Your First Home Loan

We’re here to help you take the first step toward homeownership with confidence. From pre-approval to settlement, we guide you through every stage of the process. We’ll work closely with you to understand your needs, explain your loan options, and secure the best finance for your situation. Whether it’s answering your questions, assisting with paperwork, or ensuring you get a great rate, we make sure buying your first home is a smooth and rewarding experience

1

Determine Your Needs
The first step in our mortgage advice service is when we take the time to understand your financial goals and situation. This helps us identify what resources you have and what you’ll need to secure the right finance options. This is also when you'll learn more about the process and what to expect.

2

Gather Your Info
We’ll help you collect all the necessary documents and supporting information

3

Find The Right Solution
We’ll do the research and report back to you with available options, realistic repayment estimates and our recommendations

4

Submit Your Application
When you're ready to proceed, we’ll handle the paperwork, submit applications and work with the lenders to get your finance approved

Want to secure the finance for your first home?

From start to finish, we handle all the details of your loan application. Whether you're a single buyer, a couple or you have a family, we're here to simplify the process. Contact us and let's make home ownership your reality
Give Us A Call

FIRST HOME BUYER FAQS

Below are the most common questions we get asked by first home buyers. If you have any questions that aren't addressed here please reach out to us.
Generally, we do not charge you a fee for my services. This is because we are usually remunerated by way of commission by the providers of the loan products we recommend. However, there are some situations where fees may apply. On the rare occasion that our services would incur fees the specific fees will be confirmed prior to providing advice, allowing you to decide whether to proceed.
Generally you'll need to provide evidence of your income, debts if you have any as well as information about your expenses. In addition to this you also need to verify your identity with us.
Yes, you have the freedom to choose which bank to use. We work with a variety of lenders and can help you compare options to find the one that best suits your needs
The home buying process involves getting your finances in order, finding a property, making an offer, securing a mortgage, and finalising the purchase through settlement. Working with professionals like a mortgage broker and real estate agent and lawyer will help simplify each step. When you work with us, we’ll guide you through the process and recommend the right professionals tailored to your specific needs
The standard deposit for a first home is 20%, this means for every $100,000 you spend on the purchase price you will need to contribute $20,000 for a deposit. In some circumstances lenders may require deposits as little as 5%, $5,000 for every $100,000 spent, these lower deposit offers have additional terms, conditions and costs, we can advise you on this.
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